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News
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Corporate America Credit Union is now a certified participant on the RTP® network, the real-time payments network operated by The Clearing House. -
Whether the introduction of a U.S. Central Bank Digital Currency can achieve various policy objectives and whether it can be designed in a manner that would not negatively impact the health of the financial system or threaten financial stability is far from clear.New Paper Highlights Design Options, Implementation Choices, and Implications for U.S. Central Bank Digital Currency
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Comerica Bank Delivers Real-Time Payments Through Commercial Online Payments Service
Comerica Bank’s Commercial and business banking customers how have the ability to send real-time payments over the RTP® network
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SHAZAM is providing the technical connectivity and Bankers’ Bank is providing funding agent capabilities to Westside State Bank so it can bring real-time payments to its customers through the RTP® network.Westside State Bank Connects to the RTP® Network, TCH’s Real-Time Payments System
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Business and commercial banking customers can now send payments with instant settlement, efficiency and receipt confirmationHuntington Delivers New Real Time Payments Capability for Business Customers
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Enhancing existing programs, highlighting no- and low-cost bank account offerings, improving financial education, expanding broadband internet access, and encouraging the opening of bank accounts during government benefit program enrollment will help address the unbanked/underbanked challenge in the United States.Addressing Unbanked/Underbanked Challenges Requires Multifaceted Approach, According to New Report
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Leading financial institutions and FI technology providers commit to a reimagined bill payment experience for billers and bank customersInnovative Banks Back Intelligent Bill Pay Capability on the RTP® Network
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CEOs from 23 banks, Jack Henry and Fiserv commit to bring a new bill-pay experience to market for corporate billers and customers through the RTP network’s enhanced messaging and Request for Payment capabilities.CEOs Support Intelligent Bill Pay Capability on the RTP® Network
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FIS and The Clearing House are bringing the benefits of real-time payments to communities served by minority-owned depository institutionsFIS and TCH Aim to Bring Real-Time Payments to Minority Communities
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Fiserv and The Clearing House are enabling minority-owned depository institutions to bring the benefits of real-time payments to the individuals and small businesses they serveFiserv and TCH Bring Real-Time Payments to Minority-Owned Depository Institutions
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Companies fund implementation fees for minority-owned banks and credit unions, increasing access to real-time paymentsTCH and Jack Henry to Bring Real-Time Payments to Minority Communities
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iGaming and sports wagering players can now withdraw funds to their bank accounts instantly through the RTP® network from The Clearing HouseMazooma and Fifth Third Bank are the First to Bring Instant Withdrawals to the $150B+ U.S. Sports Wagering and iGaming Markets
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Crane Credit Union is first CU to be supported by Corporate One on the RTP networkCorporate One’s Funding Agent Service for TCH’s RTP® Network is Live
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The IRS recently sent an initial wave of tens of millions of economic impact payments via the Automated Clearing House (ACH) system.Banking and Credit Union Groups Issue Statement on the Availability of Economic Impact Payments to Consumers
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Congress should protect the third-round of economic impact payments from garnishment so families that need the financial relief can access funds without delay19 Financial Services and Consumer Groups Urge Congress to Exempt Economic Impact Payments from Garnishment
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CHIPS, the premier high-value network for domestic and cross-border payments, extends hours for receipt of new payments messages to 6pm ETTCH’s CHIPS Network Extends Operating Hours
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PNC Bank to send payments over CHIPS, taking advantage of a patented liquidity savings algorithm for efficient clearing and improved client experiencePNC Bank Joins CHIPS, the Largest Private Sector US Dollar Clearing System
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Bank of America and PNC Bank first to send Zelle® payments over the RTP® networkEarly Warning Services and The Clearing House Now Enable Zelle® Payments on the RTP® Network
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New offering makes it more efficient for fintechs and aggregators to provide crucial information for financial institutions to assess their risk and controls as they engage in data exchange agreements.Financial Industry Leaders Launch New Streamlined Data Sharing Risk Assessment Service
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Wells River Savings Bank, a community bank in Vermont, announced that it has committed to bringing real-time payments capabilities to its customers through the RTP® network developed by The Clearing House (TCH).Wells River Savings Bank to Implement the RTP® Network, TCH’s Real-Time Payments System
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Rochester, NY-based ESL Federal Credit Union is live on the RTP® network. With the RTP network, ESL enables consumers and businesses to receive payments immediately while also providing advanced messaging capabilities.ESL Federal Credit Union Joins the RTP® Network, TCH’s Real-Time Payments System
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Early Warning and The Clearing House Complete Critical Integration Milestone of the Zelle® and RTP® Networks
Real-time settlement of Zelle® transactions on the RTP® network enables expanded uses cases and increases efficiency of P2P, small business and disbursement payments for participating financial institutions; PNC Bank and U.S. Bank first to pilot the integration.
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Jack Henry & Associates, FIS, Sherpa Technologies, COCC, and other technology providers have connected to the RTP® network giving their clients access to the nation’s most advanced payment system.Financial Institutions Holding 70% of U.S. Deposit Accounts Have Access to RTP® Network for Real-Time Payments
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Bankers’ Bank is now live with its Funding Agent solution and is providing funding and liquidity management services for IncredibleBanksm on the RTP® network.Bankers’ Bank is Live with its Funding Agent Solution on the RTP® Network
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5 Banks Join RTP® Network on Same Day Through Jack Henry’s JHA PayCenter™
As more banks move to offer innovative real-time payment capabilities to customers, JHA PayCenter™ provides a scalable path to the RTP® network, the newest real-time payments infrastructure in the United States.