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Real-Time Payments for All Financial Institutions

RTP® from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. With mobile technology and digital commerce driving the need for safer and faster payments in the U.S., financial institutions of all sizes are taking advantage of the RTP network’s capabilities to create or enhance digital services for their corporate and retail customers.

RTP Quarterly Payment Activity (3Q24)

2024Q3 
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TCH400_Usecase_Promographic_Short_070924

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TCH429_Mandnplay_Promo_Shortest_101824Rev 

RTP Network Ecosystem

As the volume of the RTP network continues to grow, so have the number of financial institutions that have joined the real-time payments revolution and the number of technology partners, funding agents, and core banking providers that are working to provide depository institutions of all sizes with connections to the network and RTP-related services.

 

RTP Participating Financial Institutions and Routing/Transit Numbers

 

Access the full list of RTP network participating financial institutions.

Access all RTP enabled Routing/Transit Numbers.

RTP Deposits Value Calculator

Use the RTP Deposits Value Calculator to estimate the deposit value RTP Payments could generate for your institution based on asset size.



Average Annual Deposits Value:

Average annual deposits are based on actual RTP volumes and values and are provided for informational purposes only. Actual RTP transaction volumes, values, and deposits may vary by institution.


TCH341_RTP_Partner_200X80_083120_Fis_Avidia
TCH341_RTP_Partner_200X80_Fis_Bancorp_121522
TCH341_RTP_Partner_200X80_Fis_Bankindependent_120420
TCH341_RTP_Partner_200X80_083120_Fis_BNP
TCH341_RTP_Partners_FI_Barharbor_200X80_090420
TCH341_RTP_Partner_200X80_Fis_BCB Bank_050522
TCH341_RTP_Partner_200X80_083120_Fis_Boa
TCH341_RTP_Partner_200X80_Fis_BMO_021122
Bny20080
TCH341_RTP_Partner_200X80_Fis_Bridgecb_041321
TCH341_RTP_Partner_200X80_Capecod5_100620
TCH341_RTP_Partner_200X80_Fis_Carthage_060421
TCH341_RTP_Partner_200X80_083120_Fis_Chesapeake
TCH341_RTP_Partner_200X80_083120_Fis_Citibank
TCH341_RTP_Partner_200X80_083120_Fis_Citizens
TCH341_RTP_Partner_200X80_Fis_Citizensstate_050522
TCH341_RTP_Partner_200X80_Fis_Citybank_061522
TCH341_RTP_Partner_200X80_Fis_CNB_041321
TCH341_RTP_Partner_200X80_Fis_Coastalheritage_071921
TCH341_RTP_Partner_200X80_083120_Fis_Comerica
TCH341_RTP_Partner_200X80_Fis_Commbob_121521
TCH341_RTP_Partner_200X80_Fis_Commfi_100121
TCH341_RTP_Partners_Fas_Corpam_200X80_090420
TCH341_RTP_Partner_200X80_083120_Fundingagents_Corpone
TCH341_RTP_Partner_200X80_083120_Fis_Crossriver
TCH341_RTP_Partner_200X80_Fis_Dimebank_101923
TCH341_RTP_Partner_200X80_Fis_Essex_102720
TCH341_RTP_Partner_200X80_Fis_ESL_122220
TCH341_RTP_Partner_200X80_083120_Fis_Fifththird
TCH341_RTP_Partner_200X80_Fis_Firstcitizens_092024
TCH341_RTP_Partner_200X80_Fis_Firstdakota_061124
TCH341_RTP_Partner_200X80_083120_Fis_First Fidelity Bank
TCH341_RTP_Partner_200X80_Fis_Firstnational_050522
TCH341_RTP_Partner_200X80_Fis_Florence_70722
TCH341_RTP_Partner_200X80_Fis_Hawthorn_082621
TCH341_RTP_Partner_200X80_Fis_Holyoke_M101923
TCH341_RTP_Partner_200X80_083120_Fis_HSBC
TCH341_RTP_Partner_200X80_083120_Fis_Huntington
TCH341_RTP_Partner_200X80_083120_Fis_Incrediblebank
TCH341_RTP_Partner_200X80_Fis_Isabella_022522
TCH341_RTP_Partner_200X80_083120_Fis_Jpmorgan
TCH341_RTP_Partner_200X80_083120_Fis_Keybank
TCH341_RTP_Partner_200X80_Fis_Kitsap_021021
TCH341_RTP_Partner_200X80_Fis_Lakeside_112520
Tch341rtppartner200x80083120fismtbank
TCH341_RTP_Partner_200X80_Fis_Members1st_081321
TCH341_RTP_Partner_200X80_Fis_Meredith_102521
TCH341_RTP_Partner_200X80_Fis_Merrimack_102521
TCH341_RTP_Partner_Fis_Midfirst_200X80_020321
TCH341_RTP_Partner_200X80_Fis_Nbtfi_110722
TCH341_RTP_Partner_200X80_Fis_Newvalley_021324
TCH341_RTP_Partner_200X80_Fis_Northshore_070722
TCH341_RTP_Partner_200X80_Fis_OMB_061522
TCH341_RTP_Partner_200X80_Fis_Origin_121420
TCH341_RTP_Partner_200X80_Fis_Oxfordbank_102822
TCH341_RTP_Partner_200X80_Fis_Paragon_050522
TCH341_RTP_Partner_200X80_Fis_PGB_051822
TCH341_RTP_Partner_200X80_083120_Fis_Pegasusbank
TCH341_RTP_Partner_200X80_Fis_Peoples_111222
TCH341_RTP_Partner_200X80_083120_Fis_Pncbank
TCH341_RTP_Partner_200X80_Fis_Rangebank_102822
TCH341_RTP_Partner_200X80_Fis_Readingcoop_071922
TCH341_RTP_Partner_200X80_083120_Fis_Regions
TCH341_RTP_Partner_200X80_Fis_Sacremento_061124
TCH341_RTP_Partner_200X80_Fis_Securitybank_102822
Tch341rtppartner200x80fissoumichbt112320
TCH341_RTP_Partner_200X80_Fis_SSB_101923
TCH341_RTP_Partner_200X80_Fis_Sunnyside_113022
TCH341_RTP_Partner_200X80_083120_Fis_TD
TCH341_RTP_Partner_200X80_Fis_Thomaston_070722
TCH341_RTP_Partner_200X80_083120_Fis_Truist
TCH341_RTP_Partner_200X80_Fis_Truitycu_020921
TCH341_RTP_Partner_200X80_Fis_UCU_051822
TCH341_RTP_Partner_200X80_Fis_UMB_121522
TCH341_RTP_Partner_200X80_083120_Fis_Usbank
TCH341_RTP_Partner_200X80_Fis_Village_121520
TCH341_RTP_Partner_200X80_Fis_Walpole_102521
TCH341_RTP_Partner_200X80_Fis_Wellsfargo_071421

ADP Kristin S. Walle
SVP, Global Payments & Compliance/
Compliance Services, Shared Services
 
Leizl Mendiola
VP, Risk & Compliance
 
Conduent Kathy Mertes
VP, Conduent Digital Payments
 
Computershare Kyle Hermenegildo
Head of Treasury Operations, U.S.
 
Elytus Matthew S. Hollis
President
 
Global Holdings, LLC Michael W. Riggin
Chief Risk Officer & CCO
 
Gold Medal Environmental Andrew Kirk
CFO
 
Michigan State University Jeff Rayis
Director of Treasury and Financial Management
 
Nationwide Insurance Timothy Dwyer
VP, Assistant Treasurer
 
Hope C. Hacker, CTP
AVP, Assistant Treasurer
 
Paychex, Inc. Eric Wade, CPP
Product Strategy Manager
 
Planet Nine Private Air Karen Reiff
CFO
 
Sysco Corporation Carrie Reyna
Director, Global Treasury Operations
 
Target Corporation Perry Starr
Director, Payment Acceptance
 
Verizon Attie Muse
Director, Payment Strategy & Operations
 
 
 

The above-identified Participants, Technology Providers, Funding Agents, and Corporate Advisory Group members are provided for reference only.  Accordingly, The Clearing House does not hereby endorse, recommend, or make any representations or warranties of any kind with respect to such entities or their respective products or services.

New Features

At the same time the RTP network continues to grow, The Clearing House is introducing features and capabilities that make the network even more valuable to participants, their customers and clients:

DDA Tokenization:

TCH Token Service is an optional capability that issues tokens to stand in for real account numbers when sending or receiving payments. It’s a way to reduce the potential for theft and fraud.