News

TCH378_Website_Internalbanners_News_M071122

RTP® Network Surpasses Half a Billion Instant Payments

July 24, 2023

A new milestone for America’s first instant payment system: More than 500 million payments have been sent through the RTP^® network, as banks and credit unions continue to increase the availability of real-time payments to customers and members.
EMTransfer Streamlines Real Estate Transactions with Instant Payments over the RTP® Network

May 09, 2023

EMTransfer leverages KeyBank’s APIs to move closing payments, agent commissions, seller’s proceeds, and more over any electronic payments rail, including the RTP^® network.
TCH Reschedules CHIPS ISO 20022 Implementation to April 2024

February 09, 2023

The rescheduling of CHIPS’ ISO 20022 implementation will allow participants to better manage the transition to the new global messaging standard.
CHIPS Settlement Algorithm Provides Extremely Efficient Liquidity Management

February 01, 2023

Independent review confirms CHIPS is "extremely efficient" in its use of liquidity when compared to other large-value payment systems.
David Watson Named CEO of The Clearing House

January 03, 2023

Jim Aramanda, who has served as President & CEO of The Clearing House for 15 years, will be retiring in early 2023.
Corporate One President/CEO Melissa Ashley Appointed to The Clearing House’s RTP® Business Committee

December 20, 2022

The RTP Business Committee is responsible for ensuring the success of TCH’s RTP network.
BPI and TCH Support Global Blueprint for Digital-Asset Oversight

December 15, 2022

Organizations call on Financial Stability Board to further outline permissible activities for banks and to address nonbank risk
RTP® Network Celebrates 5-Year Anniversary

November 17, 2022

The real-time payments network from TCH marks the anniversary with rapid growth and expanded functionality for financial institutions and their customers.
The Clearing House Celebrates the Fifth Anniversary of RTP®

November 17, 2022

TCH and Jack Henry have collaborated to connect over 180 financial institutions to the RTP® network
TCH White Paper Outlines Legal Authority for Insured Depository Institutions to Issue and Provide Stablecoin-related Activities, including Digitized Deposits

November 08, 2022

Research outlines why federal banking agencies should not preclude banks from engaging in the lawfully permissible activities of issuing and holding stablecoins.
The Clearing House Joins the Open Invention Network

October 12, 2022

Open Invention Network (OIN), the organization formed to safeguard open source software (OSS) and now the largest patent non-aggression community in history, announced today that The Clearing House (TCH) has joined as a community member.
Immediate Cross-Border Payments (IXB) Pilot Set to Revolutionize International Payments

October 05, 2022

First participants are preparing to exchange cross-border instant payments as part of a live pilot with financial institutions in the United States and Europe. The pilot will leverage the real-time payment systems, RTP^® and RT1, the IXB solution and key SWIFT components for transactions in the euro and U.S. dollar currency corridor.
ABA, BPI, CBA and TCH Statement on Sen. Warren's Zelle Report

October 02, 2022

Four bank trade associations release a statement in response to the Zelle Fraud Report from Sen. Warren.
TCH White Paper Examines Regulation E Error Resolution for Intermediated Transfers

September 26, 2022

Paper outlines Regulation E error resolution requirements for depository institutions and Person-to-Person (P2P) payment services providers.
Rusiru Gunasena Joins The Clearing House as SVP of the RTP® Network

August 02, 2022

The former Jack Henry executive will succeed TCH’s Steve Ledford, who is retiring after a 41-year career in the payments industry.
Trades Petition CFPB to Ensure Data Aggregation Services Market is Fair, Transparent and Competitive

August 02, 2022

Eight national trade groups petitioned the Consumer Financial Protection Bureau to initiate a rulemaking that will strengthen the privacy and security of consumer financial data held by fintechs, Big Tech and data aggregators.
CHIPS ISO 20022 Migration Remains on Schedule for 2023

May 26, 2022

The Clearing House continues to enhance CHIPS and will migrate the system to the ISO 20022 message format in November 2023.
New Tokenization Capability Helps Increase Security of Bank Account Information for Customers

May 02, 2022

Secure Token Exchange for deposit (or checking) accounts better protects customers and financial institutions on the RTP^® network and EPN from The Clearing House.
EBA CLEARING, SWIFT and The Clearing House to deliver pilot service for immediate cross-border payments

April 28, 2022

Taking the next step towards faster cross-border payments, banks from both sides of the Atlantic are preparing to exchange payments across TCH’s and EBA CLEARING’s real-time payment systems.
Banking Associations Raise ‘Significant Concerns’ with Proposed Changes to Fed Master Account Guidelines

April 22, 2022

A coalition of banking associations responded today to the Board of Governors of the Federal Reserve as it seeks to establish guidelines for how institutions applying for a Fed master account will be evaluated.
TCH to Raise RTP® Network Transaction Limit to $1 Million

April 06, 2022

In response to the changing needs in today’s increasingly digital economy, financial institutions will be able to send real-time payments up to $1 million for their customers, 24 hours a day, seven days a week.
2021 ACH Volume on TCH’s EPN Outpaces Industry

March 07, 2022

Volume on The Clearing House’s ACH network (EPN) grew 9.6% in 2021, outpacing the 8.7% increase seen industrywide.
New Research Reveals Consumers Remain Uninformed of Fintech App Data Collection Practices

December 01, 2021

Poll commissioned by The Clearing House indicates large majorities of consumers are still unaware that apps access and share key personal data.
EBA CLEARING, SWIFT and The Clearing House join forces to speed up and enhance cross-border payments

October 11, 2021

Banks from both sides of the Atlantic have successfully exchanged payment messages for a faster cross-border payment as part of a proof of concept demonstrating the feasibility of synchronizing settlement across existing instant payment systems in one of the world’s largest currency corridors.
TCH’s RTP® Business Committee Adds New Members

August 26, 2021

Tony Gorrell from Sutton Bank, David Long from Bryant Bank, and Tina Knapp from ESL Federal Credit Union, have been appointed to the RTP Business Committee.

Main Content

Filtering Options